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FAQs

Frequently Asked Questions (FAQs)
Categories
  • General Insurance
  • Auto Insurance
  • Homeowners Insurance
  • Business & Commercial Insurance
  • Policy & Claims
  • Local & Bilingual Support
  • Payments & Quotes
General Insurance
What services does Amistad Insurance provide?

Amistad Insurance offers auto, home, renters, commercial, and general liability coverage across Florida and Texas, tailored to families and businesses.

Where is Amistad Insurance located?

We serve multiple Florida locations — Sarasota, Bradenton, Lakeland, Palmetto, Ruskin, Arcadia, Port Charlotte — and Texas regions like Del Rio and San Antonio.

How long has Amistad Insurance been in business?

Amistad has been serving customers for over 16 years, providing trusted, affordable insurance since 2008.

Is Amistad Insurance an independent agency?

Yes. We’re an independent insurance agency partnering with top-rated providers like Progressive and Dairyland to get you the best rates.

What makes Amistad Insurance different from other agencies?

We focus on personalized service, bilingual support, and affordable coverage options customized to each customer’s needs.

Does Amistad Insurance offer bilingual support?

Yes, our team speaks English, Spanish, and Spanglish to help clients understand their coverage clearly.

How can I contact Amistad Insurance?

You can call us at (941) 822-0404 for Florida or (844) 405-4500 for Texas, or request a free quote directly through our website.

Is Amistad Insurance licensed in both Florida and Texas?

Yes. Amistad Insurance is fully licensed to provide coverage across both states.

Can I manage my policy online?

Yes, our online dashboard allows you to request quotes, file claims, and contact our team easily.

Does Amistad Insurance work with multiple carriers?

Yes, we compare plans across several reputable carriers to provide the best rates and coverage for you.

Auto Insurance
What does auto insurance from Amistad cover?

Our auto insurance policies cover liability, collision, comprehensive, uninsured motorist, and optional roadside assistance.

How can I get an auto insurance quote?

Simply visit our Quote page or call us to get a free, no-obligation auto insurance quote within minutes.

Does Amistad offer coverage for motorcycles or RVs?

Yes. We provide specialized coverage for motorcycles, boats, and recreational vehicles across Florida and Texas.

Can I insure multiple vehicles with Amistad?

Absolutely. We offer multi-vehicle discounts and flexible coverage for families and businesses.

Do I need full coverage or liability-only insurance?

It depends on your vehicle, driving habits, and financial needs. Our agents can help you decide what’s best.

Does Amistad Insurance offer SR-22 filings?

Yes, we can assist with SR-22 certificates for drivers needing proof of insurance after certain violations.

Can I switch to Amistad from another insurer?

Yes. We’ll guide you through a smooth policy transfer with no gaps in your coverage.

Does Amistad Insurance offer discounts for safe drivers?

Yes, we reward good driving habits, bundled policies, and safe vehicles with lower premiums.

Homeowners Insurance
What does homeowners insurance cover?

It covers your house, belongings, liability, and additional living expenses if your home becomes uninhabitable after a covered loss.

Do you offer flood insurance in Florida?

Yes, we can include flood coverage in your homeowners policy to protect your property from water-related damages.

Can renters get insurance from Amistad?

Yes, renters insurance is available to protect your belongings from fire, theft, or damage.

How much home insurance coverage do I need?

It depends on your home’s value, location, and risk factors. Our agents can customize a plan for you.

Does Amistad cover condos or mobile homes?

Yes, we provide flexible coverage for condos, manufactured, and mobile homes in both Florida and Texas.

Can I bundle my home and auto insurance?

Yes, bundling home and auto policies can save you money and simplify your coverage.

What factors affect home insurance premiums?

Your home’s location, construction type, coverage limits, and claims history influence your premium.

Business & Commercial Insurance
What business insurance services does Amistad offer?

We provide general liability, commercial auto, workers’ compensation, and property insurance for businesses of all sizes.

Does Amistad offer coverage for small businesses?

Yes, we specialize in affordable small business insurance plans tailored to your industry and risk level.

What does commercial auto insurance cover?

It covers vehicles used for business operations, including liability, collision, and damage protection for your fleet.

Is workers’ compensation insurance mandatory in Florida?

Yes, most Florida employers must carry workers’ comp coverage. We help ensure compliance with state regulations.

Can I insure my business property with Amistad?

Yes, our business property insurance protects offices, inventory, and equipment from fire, theft, or disasters.

Does Amistad provide general liability coverage?

Yes, our general liability plans safeguard your business against third-party injury or property damage claims.

Can contractors get insurance through Amistad?

Yes, we provide tailored coverage for contractors, builders, and service professionals.

Does Amistad offer certificates of insurance (COIs)?

Yes, we issue COIs quickly for clients who need proof of coverage for projects or contracts.

Policy & Claims
How do I file an insurance claim?

Visit our Claims page or contact our support team. We’ll guide you through each step to ensure a fast resolution.

How long does it take to process a claim?

Claim timelines vary, but we aim to resolve most within a few business days after documentation is complete.

What should I do after an accident or loss?

Report the incident immediately, take photos if possible, and contact us to start the claim process.

Can I update my policy anytime?

Yes, you can modify your coverage or add new services at any time by contacting your local Amistad agent.

Do you charge fees for policy changes?

Most adjustments are free, but your agent will confirm if any cost applies to coverage increases.

Local & Bilingual Support
Do you have local offices near me?

Yes, we have offices in Sarasota, Lakeland, Bradenton, and several other Florida cities, plus Texas branches in Del Rio and San Antonio.

Can I visit an Amistad office in person?

Absolutely. Our local offices welcome walk-ins or scheduled appointments for personal assistance.

Does Amistad provide bilingual support in Spanish?

Yes, our bilingual agents help clients in both English and Spanish for all services.

Payments & Quotes
Is there a fee to get a quote?

No, all quotes from Amistad are 100% free and come with no obligation to purchase.

Can I pay my premium online?

Yes, online payment options are available through our website or carrier portals.

How often can I change my payment method?

You can update your payment preferences anytime by contacting our support team.

Does Amistad offer any discounts or rewards?

Yes, we offer multi-policy, safe driver, and referral discounts to help you save on coverage.

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